if you’re using GCash, you should know that you can’t turn your extra prepaid load into GCash anymore. Back in 2016, Globe users could do this through the website, but that’s no longer an option. The app also used to have a “Cash In” feature for this, but it’s gone now too.

Don’t worry though—there are still some ways to get around it in 2025. One option is using third-party apps like Load2Cash. The downside? They charge big fees and take a while to process. Another way is to sell your prepaid load at a discount. Someone buys your load, and they send you the money through GCash instead. It’s not perfect, but it’s a way to get some value out of your unused load. Just make sure your TM SIM card is fully registered. If it’s not, you might run into problems when trying these options. Keep it updated, and you’ll be good to go!

How to Convert TM Load to GCash Using the Load2Cash App

If you want to turn your TM load into GCash, here’s how you can do it. First, make sure you have a GCash account set up. Once that’s ready, follow the steps below to transfer your TM load to GCash.

What You Need to Know Before Using Load2Cash

The Load2Cash app lets you convert prepaid load from networks like TM, Globe, and Smart into cash. But before you use it, here are some important things to keep in mind:

How to Convert TM Load to GCash Using Load2Cash (Step-by-Step Guide)

If you’re looking to turn your TM load into GCash using the Load2Cash app, here’s how you can do it. Follow these simple steps:

1. Log In or Create an Account

• Open the Load2Cash app. If you already have an account, log in. If not, tap “Create an account” to sign up. It’s quick and easy!

2. Check Your Load Balance

• Once you’re logged in, check how much load you have available to convert. You’ll see your balance at the top of the screen (for example, ₱523.00). If it doesn’t show up, don’t worry—you can check your TM balance manually by following our guide on how to check your TM load.

3. Convert the prepaid load to cash

• On the home screen, tap the “Convert” button.
• Choose how much load you want to convert—for example, ₱15 of load will give you around ₱7.50 in cash.
• Confirm the amount and proceed.

4. Cash Out Your Converted Load

• After converting your load, go to the “Cash Out” section.
• Choose how you want to receive your money—options like Cebuana Lhuillier or Palawan Express are available.
• Enter your full name and the amount you want to cash out. Double-check all your details to avoid mistakes.

5. Get a confirmation and wait for the payout

• Once you submit your cash-out request, you’ll get a reference number.
• This helps you track your transaction. The app will also tell you the payout date—for example, if you request in March 2025, you’ll likely get your money by April 20, 2025 .

6. Track your transaction history

• Want to see what’s happening with your transactions? Go to the “Transactions” tab. Here, you can check the status of each transaction—whether it’s pending, completed, or still being processed.

7. Update Your Personal Information

• To make sure everything runs smoothly, keep your profile updated. Go to “User Information” and check that your name, contact details, and email are correct. This will help avoid delays when cashing out.

Turn Your TM Load into GCash with the Load to Cash App

The Load to Cash app lets you turn your prepaid load into cash. You can send it to platforms like GCash, PayMaya, Coins.ph, or your bank account. It uses direct carrier billing. This means it takes money from your load balance and sends it to the platform you choose. Unlike the Load2Cash app, this one makes it easier to send payments directly to banks like BDO or BPI.

Be prepared for fees from both the app and your phone company. For example, if you want ₱350 in cash, you’ll need ₱670 in load. This includes a ₱70 carrier fee and a ₱250 gateway fee. The process takes about two days. Once completed, you can choose where to receive your cash—GCash, PayMaya, Coins.ph, or your bank. Just enter your account details, and the app will let you know when you’ll get your money (usually the next month).

How to Use the Load to Cash App: A Simple Guide

1. Get Started by Logging In or Signing Up

• Open the Load to Cash app.
• If you already have an account, log in using your email and password.
• If you’re new, tap “Register” to create an account.

2. Understand How the App Works

• Check out the “How It Works” section for a quick overview.
• This will help you learn the basics of converting load into cash.

3. Review the Privacy Policy

• Visit the “Privacy Policy” section before you begin.
• Make sure you’re comfortable with how your personal information is handled.

4. Explore the Menu Options

• The menu helps you navigate the app easily. Here’s what you’ll find:
  • Home: Return to the main screen anytime.
  • Convert: Start turning your load into cash.
  • Cash Out: Withdraw the cash you’ve converted.
  • My Outlets: See all the ways you can receive your money.
  • Settings: Update your account details.

5. Convert Your Prepaid Load

• Tap “Convert” to begin the process.
• Choose between regular conversion or continuous conversion.
• Continuous conversion gives you a 10% discount on fees if you convert every month for 12 months.
• Select the amount of load you want to convert. The app will show you the fees.
• Tap “Convert” to complete the process.

6. Check Your Updated Balance

• After converting, check your new balance.
• You can also view your transaction history to track your activity.

7. Withdraw Your Cash

• Go to the “Cash Out” section once your load is converted.
• Choose how you want to receive your money—GCash, PayMaya, Coins.ph, or bank transfer.
• Enter your account details and submit your request.

How to Convert TM Load into GCash Using Facebook Money Exchangers

If you want to convert your TM load into GCash, Facebook is a good place to start. Search for groups or pages with names like “Load to GCash” to find traders who offer this service. Before you proceed, check their reviews and feedback to make sure they’re trustworthy. Always be careful and only deal with reliable people to avoid scams. Follow these steps, and you can safely turn your TM load into GCash.

Sell Your TM Load for GCash

Another way to get GCash from your TM load is by selling it to someone else. The buyer will pay you through GCash, and you’ll transfer the load to them. For this to work, both of you need GCash accounts linked to the same phone number. If you’re not sure how to share your TM load, check out our easy guide for step-by-step instructions.

Tips to Stay Safe While Converting Load

• Check Reviews: Always look at reviews before trusting a trader on Facebook.
• Verify Details: Double-check the trader’s information and ask questions if something seems unclear.
• Avoid Scams: Never send money or load first unless you’re 100% sure the person is legit.

Why Use These Methods?

These options are helpful if you have an extra TM load and need GCash instead. You can use Facebook traders or sell your load directly. Both ways help you get value from your unused prepaid balance. Just make sure to follow the tips above to stay safe and avoid problems.

Frequently Asked Question