How to Borrow Load from TM in 2025 – Utang Load Using SMS and USSD Code 143#

If you’re low on balance and want to stay connected, TM makes it easy. You can borrow load or access promos. You can use this service in two simple ways. First, text “UTANG” to 3733. Second, dial *143# on your phone. This feature is even more helpful because it works with a zero account balance. So, you’re never out of touch when it matters most.

This service is great for users who have finished their TM SIM registration. It lets them fully enjoy the Utang Load/Promo feature. If you’re far from a reload station or in a hurry to call or text, this option keeps you connected easily. Here’s a simple guide on borrowing load from TM in 2025. This way, you can enjoy its benefits whenever you need them.

How to Borrow Load from TM in 2025 – The Latest Guide

If you find yourself in an emergency with no balance left, borrowing or “utang” load from TM is a simple solution. TM provides two easy ways to borrow a load. This keeps you connected when it’s important. Below, we’ll walk you through both options so you can choose the one that works best for you.

Borrow TM Load via SMS

To borrow load using SMS, follow these steps:

This method is quick and doesn’t require internet access, making it ideal for emergencies.

Borrow TM Load via USSD Code 143#

If you prefer using codes, you can borrow load by dialing *143#. Here’s how:

TM users can also take advantage of the same methods to borrow promos instead of just regular load. TM makes it easy to share your load with friends and family. You can transfer credits between accounts whenever you need.

Video Guide: How to Borrow Load from TM Easily

If you like visual instructions, watch our step-by-step video guide. It shows you how to borrow, load, and check out other TM offers. This guide simplifies the process, ensuring you can borrow load without any confusion.

Complete List of TM Utang Load and Offers for 2025

Below is a detailed list of TM’s Utang Load and promo offers available for borrowing. These services are designed to help you stay connected even when you’re out of balance. Each offer comes with a small service fee, which is 20% of the borrowed amount, rounded to the nearest peso.

Code	Offer Details	Cost	Duration
UTANG LOAD5	Get ₱5 load	6	3 days
UTANG CA10	Unlimited TM/Globe calls + 50 texts to other networks	12	1 day
UTANG YOUTUBE5	20MB of data for YouTube	5	2 days
UTANG GOSURF50	700MB of mobile data + 400MB for Spotify	60	3 days
SURFSOS	Borrow 5MB of mobile data	5	1 day
UTANG T10	Unlimited texts to TM/Globe	12	1 day
UTANG GOSURF15	40MB of data + 300MB for Spotify	18	2 days
UTANG LOAD25	Get ₱25 load	30	15 days
UTANG ACA10	100 minutes of calls + 100 texts to all networks (Davao only)	12	1 day
UTANG C20	20 minutes of calls to TM/Globe + 50 texts to other networks	24	3 days
UTANG COC5	Borrow 20MB of data for Clash of Clans	5	2 days
UTANG LOAD15	Get ₱15 load	18	15 days
COMBOSOS	2 minutes of calls + 2 texts to TM/Globe	6	1 day
UTANG INSTAGRAM5	20MB of data for Instagram	5	2 days
UTANG LOAD35	Get ₱35 load	42	15 days
UTANG UA10	Unlimited texts to all networks	12	1 day
UTANG LOAD50	Get ₱50 load	60	15 days
UTANG LOAD10	Get ₱10 load	12	3 days
UTANG TWITTER5	Borrow 20MB of data for Twitter	5	2 days
UTANG SULITXT5	Get 25 texts to TM/Globe	6	1 day
UTANG UT10	Unlimited texts to TM/Globe (Visayas, Mindanao, South Luzon only)	12	2 days
UTANG GOSURF10	40MB data + 200MB for Spotify	12	1 day
UTANG C15	10 minutes of TM/Globe calls + 50 texts to other networks	18	2 days
UTANG UP15	Unlimited TM/Globe calls + 100 texts (Mindanao only)	18	1 day
UTANG CU10	Borrow 100 texts to all networks	12	2 days
UTANG ASTIGFB10	Borrow 100MB for Facebook	12	1 day
UTANG YOUTUBE10	100MB of data for YouTube	12	1 day
UTANG GOOGLE5	20MB of data for Google	5	2 days
UTANG LOAD40	Get ₱40 load	48	15 days
UTANG WATTPAD5	20MB for Wattpad usage	6	1 day

Key Notes About TM Utang Load and Offers

• The service fee is 20% of the borrowed amount , rounded to the nearest peso, with no interest charges.
• You can’t extend TM Utang promos, but you can borrow a load to renew your regular promo.
• Only one loan can be active at a time, and you must repay it before borrowing again.
• TM has recently introduced free TM Rewards for new and existing users. Visit our article to learn how to claim this exciting offer.

How to Repay Your TM Utang Loan

Repaying your TM Utang loan is simple and automatic:

How to Check Your TM Utang Load Status

To check the status of your borrowed load or promo, follow these steps:

1. Via USSD Code:
   • Dial *143# and select the “Utang” menu.
   • Choose “Status” to view your outstanding loans.
   • In the “Status” menu, choose “Utang Status” for general loans. If you need info on promo-specific loans, select “Utang Promo Status.”
2. Via SMS:
   • Send an SMS with the format UTANG <KEYWORD> BAL to 3733 .
   • For example, to check the status of the COMBOSOS promo, text UTANG COMBOSOS BAL and send it to 3733.
   • You’ll receive an SMS response with details about your loan or promo usage.

If you don’t know how to check your TM balance, check our easy guide on How to Check Your TM Balance.

How to Cancel Your TM Utang Load

If you no longer wish to use a borrowed promo, you can cancel it easily:

1. Via SMS:
   • Send STOP UTANG <KEYWORD> to 3733.
   • For example, to stop the GOSURF15 promo, text STOP UTANG GOSURF15.
2. Via USSD Code:
   • Dial *143# on your phone.
   • Select “Utang” from the menu options.
   • Choose “Unsubscribe” to view your active promos.
   • Select the promo you want to cancel and confirm.

For example, to stop the COMBOSOS promo, text STOP UTANG COMBOSOS to 3733.

Frequently Asked Question